This website was created with one simple mission: to help people understand personal finance in plain, practical language.
Money decisions affect every part of our lives, yet most people are never taught how to manage savings, credit cards, loans, insurance, or long-term financial planning. This platform exists to simplify personal finance for beginners and help Indian households make smarter, more confident money choices.
Hi, I’m Pawan Kumar Rajhans, the person behind this website. I’m a self-learner in personal finance with over 5 years of hands-on experience managing my own money, including savings, credit cards, loans, and insurance. While I don’t come from a formal finance background, everything shared here is based on real-life learning, practical experience, and continuous research—not theory or hype.
The goal of this site is simple:
- Explain money topics clearly
- Avoid jargon and false promises
- Share honest, easy-to-understand financial guidance
This website is written and maintained by a real human, not automated AI spam, and every effort is made to keep the content accurate, transparent, and helpful.
📍 Location: Bhagalpur, India
📧 Contact:
You can reach me at pawankumarrajhans42@gmail.com or through the contact form on this website.